Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Scott Motter

If you don't like the first answer just call back and you can get a different one.

35 minutes on hold while 2 of them scrambled to come up with a reason my claim was closed with no communication. They finally said well there is a gap in the medical records that is why? What!! 6 weeks she didn't go to the vet during this time so now they want me to fill out another form saying there was no treatment. I just sent you her entire medical records but thats not good enough they want me to lie on a form. I called back and got a completely different answer. Very frustrated!! Now they say don't believe the web site the claim is on hold pending review don't send the forms we told you to submit 10 minutes ago. Not impressed so far. What is my time worth?
5

out of 5

POSTED: | BY: Jane

My customer service representative was…

My customer service representative was beyond helpful, very patient. And after YEARS of not being able to access the portal, my rep was able to help me reset my profile and I’m finally able to log on and view the portal. THANK YOU SO MUCH FOR ALL YOUR HELP!
3

out of 5

POSTED: | BY: Dean

I called twice today and you're…

I called twice today, you're representatives were friendly and said they would send me a form to fill out to my email. However on both occasions I did not receive the form. This is regarding to a mistake on your insurance binder regarding my Dog who is listed at being Obesse, he wasn't and isn't. Now I have to try your website to see if I can find a form to send in. I'm not having much luck.
5

out of 5

POSTED: | BY: Patrice Johnson

Good Customer Service

Valerie was kind, patient and knowledgeable. She was able to answer my questions and explain the details in person.
5

out of 5

POSTED: | BY: lee beville

1 year of insurance and I renewed for a second year.

I've had Nationwide for about 1 year and used it once when Zoey my cat had a lesion on her face. The claims process was fast and I was happy with the contract. I just renewed the contract for another year. I am sure I won't have any troubles with the company. Some companies have better ratings, but as far as I am concerned Nationwide is right up there too!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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