Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: robyn

Efficiency at its best

Easy prefilled reimbursement forms. Very fast reimbursement. Excellent customer service.
5

out of 5

POSTED: | BY: Carmen

Great pet insurance

Great pet insurance and great customer service.
5

out of 5

POSTED: | BY: Rose

Easier accessibility to direct deposit of reimbursement

Service is good
5

out of 5

POSTED: | BY: Mark

Doing what is expected

Honestly, the insurance has served us well over the years. Ming's brother Ziggy had 2 cancer operations and he is still with us relatively ok after 2 more years. I cancelled his insurance after the 2nd surgery as I don't believe he could take another operation. Both Shar-Peis are well beyond avg expected life spans 13 yrs and still ok. But the insurance keeps going up every year. Ming has never really had a sick day. If we don't keep paying it will all be wasted on him. So it seems after you have invested for 13 years, you dare not quit. But that is the nature of insurance. ALL in all Nationwide has paid the claims and in reasonable time. And it was very handy when we needed it for the operations.
5

out of 5

POSTED: | BY: Barry

outstanding service and coverage

I've had coverage for over 15 years, the service makes everything so easy. there is nothing worse than finding out you can't afford treatment for you pet. With coverage you can feel good about caring and treating your pets. It Takes the worry away, and keeps you from having to make a horrible decision.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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