Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jill

Love this plan!

We feel secure knowing that Nationwide is fair and truly supportive of our pet's care and well-being.
5

out of 5

POSTED: | BY: Elizabeth

Thank goodness we have Nationwide!

I am so grateful we decided to insure our little pup through Nationwide. Being a puppy, she likes to chew and eat anything and everything. She’s also had some unexpected medical needs. Nationwide has provided peace of mind know that our decision for testing or care is not based on cost, but on doing what is best for our little pup.
5

out of 5

POSTED: | BY: Priscilla

Great service

It's a comfort to know they are there when I need them.
5

out of 5

POSTED: | BY: Ryan

Quick and painless

The claim took a matter of minutes. I received payment with a few days. If only human medical claims could be this easy! Definitely recommended.
5

out of 5

POSTED: | BY: Ethan

Easy claims process

The process of submitting the claim online was very easy I just scanned in the bill and attached it to the request. once the claim was submitted it took about four days for approval and the money to be transferred electronically. I was very pleased with how everything worked out. Having this policy gives me some peace of mind that my girl will have the best care available.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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