Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Ledyard

Love this insurance plan for my greyhounds

It is totally worth the monthly premium. The claim submission is easy and the turnaround is usually within a week.
5

out of 5

POSTED: | BY: Tracee Allen

Nationwide IS the #1 pet insurance for us!

We have had our pups with Nationwide for many years now and they have ALWAYS been there for us during our pet vet needs. Two years ago, our pup had an unfortunate situation in which her back was broken. She needed an emergency hemilaminectomy and extensive back surgery in order to survive. The bill was over $8000 and Nationwide paid immediately. All except my potion which was pennies compared to the total. I wouldn't go anywhere else. I was previously with another company that did not compare. Nationwide is hands down the most efficient, the most responsive, and the most swift in handling claims. Now that you can email claims, its 10 times better!
5

out of 5

POSTED: | BY: Kerry

I love Nationwide

Affordable pet insurance, fast claim processing. Nationwide has really helped with my vet expenses!
5

out of 5

POSTED: | BY: Kirsten

Great reimbursement! No hassles.

I don't have to think twice about taking my dog to the vet if anything is wrong with him. The reimbursement is easy and timely. I love that preventative health care is included. Many humans don't have this level of coverage!
5

out of 5

POSTED: | BY: LINDA SANDORS

Nationwide is very quick with payments

Took our dog to the vet for her yearly check up..turns out that she has a low thyroid. Submitted my claim to Nationwide

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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