Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim Tellado

Thankful for insurance

This past year has been rough for my Emma l, I'm so grateful for her insurance through nationwide it has helped tremendously, as we work to get her back to her normal little active self
3

out of 5

POSTED: | BY: Alison Cassatt

Mat removal

Sadie is a long hair cat that gets matted so easily. I was kind of upset that the insurance considered that grooming, when in all actuality, her mats were a health issue because of the length of her hair.
5

out of 5

POSTED: | BY: christopher davenport

Easy to file claim, received in 2 weeks

Easy to file claim, received in 2 weeks with summary
5

out of 5

POSTED: | BY: Aidan Harvey

Super easy filing process, and excellent service!

We purchased Nationwide's pet insurance as soon as we got our GSD puppy in early 2019. I particularly liked the wellness plus plan, as we knew we would have a few rounds of puppy shots to pay for early on, which were covered at 100% up to our maximum policy limit, which we didn't reach even with multiple rounds of shots. Nationwide's coverage was also the least expensive and most comprehensive plan that I could find, out of about 10 other companies that I quoted with. I love that we have the ability to claim via an app by simply taking a photo of our vet documents and receipts, and the direct deposit claim payments were a massive plus side for me - no waiting for a check in the mail! Since then, our pup unfortunately came down with kennel cough, which was covered under the major medical plan at 100% after our deductible. This was super helpful as there were a few vet follow up visits that can get expensive! After we renewed this year, we had another unfortunate incident where our pup had an infected cut in his paw. With our insurance plan, this was again covered at 100% after our deductible, and due to our incredible experience the prior year, we were able to tell our vet to do everything they needed to do, without worrying about our out of pocket costs to get him well again! We are very happy with the service provided by Nationwide, and have already recommended them to our friends and family, and will absolutely renew this policy going forward!
5

out of 5

POSTED: | BY: Estela Sanchez

I totally satisfied with the service the company provide

Satisfied with outcome

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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