Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,831

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

You guys ROCK!

I would never own another pet without having Pet insurance - and I found Nationwide to be the best deal - and oh so easy to work with,
5

out of 5

POSTED: | BY: Nicole

Love the coverage and ease of claims

After researching far to many pet insurances I went with nationwide and couldn’t be happier. The coverage I recieved for the monthly charges was amazing. The ease of sending my claims with just snapping a pic on my phone made claims simple. Customer service representative Kia has been great since day 1 when I called inquiring about the plan options, and he’s even followed up on my puppy’s status. I would highly recommend this company to anyone.
5

out of 5

POSTED: | BY: Melissa

Nationwide always responds quickly to my claims and is very helpful!

I appreciate how quickly Nationwide processes claims and explains why you do/don’t get money back for each item. Most expenses are covered, and anything that isn’t is mostly understandable. I’m so glad we have Nationwide Pet Insurance for our doggo! One thing I don’t understand, though, is why spaying/neutering isn’t covered. That procedure is usually a good thing for the pet (can prevent reproductive-related cancers and other diseases), so you would think Nationwide would want to encourage pet owners to spay/neuter their dogs. Either way, though, Nationwide is still a great insurance provider!
5

out of 5

POSTED: | BY: Rochelle

Worry-Free Pet Bills

My cat Shadow, who is now 16 years old, was diagnosed with UTI, Kidney Failure, and Hyperthyroidism. She has had to have medication, hospitalization, and ongoing treatments. The bills have been mounting but I am so glad I have pet insurance with Nationwide. After deductible, they cover 90% of the bill which is a tremendous help financially. I would never want to have my beloved pet put down simply because I couldn't afford her medical bills!
4

out of 5

POSTED: | BY: Prashant

Good first experience

Good first experience

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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