Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jennifer Arnette

I am happy to have insurance but I find the process difficult at times

I do recommend having pet insurance, however the claim process is difficult. I have had to jump through many hoops place many calls to get my claims processed. I think now that I have things set up, it should run smoother. I am hopeful. I am willing to keep the insurance and see.
5

out of 5

POSTED: | BY: Susan Cobb

Nationwide is the BEST!

You guys are awesome! The services are impeccable, as I have not had ONE issue with any claims. It is a huge relief to have you guys on my dogs side! We, obviously, treat our dogs as a part of our family and Nationwide has helped make that possible. Unfortunately we do have a "problem child", but to know that we are not only covered, but also supported by you guys is great. Thanks so much!!
5

out of 5

POSTED: | BY: Catherine M

Thanks!

Evo is doing great. Stitches came out a week ago. Thank you for oi r your prompt attention to this!!
5

out of 5

POSTED: | BY: Gail Eller

Happy so far with coverage

Glad I have the insurance
4

out of 5

POSTED: | BY: Milton Yamamoto

no comment

While I am MOSTLY satisfied, #1 insurance premiums keep going up. #2 the coverage lessens. It's EXTREMELY DIFFICULT for people living in a place like Hawaii AND on a fixed income to continue being covered. At least give a SENIOR citizen discount on the premiums. We would REALLY APPRECIATE it!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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