Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy English

Nationwide eases my mind when it comes to making care decisions for my dog as I don't have to say no due financial concerns.

Knowing that I had this awesome insurance allowed me to have no hesitation in calling the emergency care vet for Sophia's recent visit. She was lethargic, panting, would not eat and could not walk. It gave me great comfort to know that no matter what her diagnosis, I was sure I could afford it with the great support from Nationwide. She was treated and home in a few short hours and back to her old self the next day. I submitted my claim the next day and was funded within a few short days. Thank you, Nationwide.
5

out of 5

POSTED: | BY: Josie Rapp

outstanding turnaround time with payments

Never a hassle. Claims easily submitted and checks come pretty quickly. I recommend Nationwide to anyone with a pet.
5

out of 5

POSTED: | BY: Michelle Messner

Excellent Service

Always provides excellent service. Quick claims.
5

out of 5

POSTED: | BY: Maureen

Very satisfied

I appreciate the ease of filing claims through Nationwide’s app. I am so satisfied with how quickly claims are processed.
5

out of 5

POSTED: | BY: Elliot Silverman

Great service

We have been with Nationwide for years with our insurances. We are very pleased with the pet plan as well.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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