Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Stephanie Mosakowski

Doesn’t cover as much as it should

Pretty annoyed that with a puppy they don’t allow more coverage of the initial shots that a puppy goes through. We’ve already gone over the max and we still have 2 more rounds of shots to go through.
5

out of 5

POSTED: | BY: Connie Herbst

Coverage

Was disappointed in the coverage for Izzy’s second corneal ulcer, I didn’t realize the $650 coverage was treatment for both eyes, her right eye was in November and her left eye in May, I assumed it was each eye. This is the first time I have disappointed in your coverage.5
5

out of 5

POSTED: | BY: Frank Sherman

Your customer service is terrific!

I've noticed in the past few months that you reply time has been much faster. I always mail in my claims and get my explanation of benefits and, if applicable, my benefit check in a short period of time. In this day and time, I find that most helpful. I've never had a problem with your service. I appreciate that so much and give you my deepest thanks.
5

out of 5

POSTED: | BY: Tina Marshall

Nationwide should be your choice

very easy to file claims. coverage is good.
5

out of 5

POSTED: | BY: Tamara Franklin

English Bulldog

Love NATIONWIDE! A must when things come up for your fur baby and you have to use credit cards to pay! Nationwide is quick and pays 75%-100% and then pay iynoff

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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