Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,847

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Harrison

Easy to use, Essential to Have

As an owner of an accident prone dog, this service is a must. The ability to contact a vet at any time and no longer worry about the financial burden of a random accident (which we all know puppies are capable) is fantastic. Both myself and my pups are extremely glad to be nationwide members.
5

out of 5

POSTED: | BY: Mike

quality insurance, fair price

Nationwide has provided great coverage at a reasonable price through my wife's work for both of my dogs. Probably has been close as far expenses vs premiums would have been, but the knowledge that it will cover 90% of potential issues keeps our mind at ease. Have not had a problem getting any claims paid, and paid quickly.
5

out of 5

POSTED: | BY: Evangeline

Fantastic

Love this company! Great job always! Thank you!
4

out of 5

POSTED: | BY: Brenda

Claims are easy to file

Claim filing and customer service is great the reason for the 8 rating is I wish the prices were not that high. If they could be lowered, you would receive a 10.
5

out of 5

POSTED: | BY: Susie

The representatives are very efficient and polite informative

My experience with Nationwide has been excellent. Every representative that I speak with is very polite, helpful and efficient. I would recommend it to anyone. This is our second dog and the first time we’ve gotten pet insurance. It’s definitely a wise decision.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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