Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,539

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: customer

I’ve used Nationwide with my other pets…

I’ve used Nationwide with my other pets and have always been very satisfied
1

out of 5

POSTED: | BY: Stephanie Draper

I received a denial letter today citing…

I received a denial letter today citing issues that my dog does not actually have. Vet indicated a week ago my dog has no heart murmurs yet a heart murmur is stated as being preexisting. Periodontal disease is listed as being preexisting yet on the same day vet indicated healthy gums and no sign of disease(teeth have not been cleaned) and noted in her chart teeth are in excellent condition. Foreleg lameness is stated vet confirmed that is not the case and no prior record of limping, no idea where this is coming from. Gastroenteritis.. no idea in this one and vet stated it’s nowhere in her records. She is also overweight according to Nationwide, vet stated specifically in her record that breed cannot be confirmed thus they are unable to determine. It’s as if they combined another pets file with my dog just so they could deny the claim. Watch out for this company they will take your premiums and leave you with vet bills.
3

out of 5

POSTED: | BY: Rosalva Chavez

The customer service was just okay

The customer service was just okay, it's nice when they're more knowledgeable about the product and others like it and when they go that extra mile for the customer.
5

out of 5

POSTED: | BY: kimberly

Thank you, Jon!

Jon was really patient and nice when answering all my questions regarding avian insurance. He was very knowledgeable with everything to do with Nationwide. His confidence made me even more certain that this was the right choice for my sweet lovebird!
3

out of 5

POSTED: | BY: Rebecca Hurlburt

You are repeatedly asking for a review…

You are repeatedly asking for a review but I have yet to be approved or denied but been billed... Your putting the cart before the horse in my opinion, where do I find out if my pet is insured???

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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