Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,539

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charlene St. Sauveur

Fast Turn Around Time On The Payments

I have had nothing but a great experience with Nationwide Pet Insurance. The turnaround time for processing a payment is excellent. From the time they get my claim to the time the money hits my account is usually a few days. You can't beat that. The only thing I would change is for them to work something out with the veterinary offices to pay them directly, and we just pay the copay when we walk through the door. I would highly recommend getting your pet insurance through them.
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5

out of 5

POSTED: | BY: Kayla

Toddd was great super patient very…

Toddd was great super patient very efficient!
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5

out of 5

POSTED: | BY: customer

I haven't use this insurance yet

I haven't use this insurance yet. Is it possible to be effective before June, 1, 2026? Thank you
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5

out of 5

POSTED: | BY: Priscilla Turner

Easy to contact quick response quality…

Easy to contact quick response quality service
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5

out of 5

POSTED: | BY: customer

Great Price + Deal

Easy to access through my employer, covered 90% of financial concerns with my pet. Great Price + Deal.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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