Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl Martin

I was almost afraid of this pet insurance not going well, but it has been the total opposite...very easy to deal with no hassel

No complaints thus far, easy, simple and very easy to use!
5

out of 5

POSTED: | BY: Gina Valdez

A partner in my pet’s health

I’m so glad I made the decision of choosing Nationwide as my dog’s health insurance provider. I have piece of mind taking her to the vet now, knowing I have another tool in my pocket to make the right healthcare decisions for her!
5

out of 5

POSTED: | BY: Sharon Loshin.Tsantiotis

I’ve been very satisfied with your Pet insurance

Your Company is very good about completing my claims in a prompt time frame
5

out of 5

POSTED: | BY: Mike Generallo

Max is better

Max is a puppy and gets into everything. At 5 months old he has already been stung 2x's by a honey bee. He eats everything, dog poop, cat poop, beetles, worms, mulch, palm berries (non-poisonous), and grass and their roots. Because of this he has gotten sick and without the insurance the bills would have not been affordable. I feel good knowing that I can take him in to the vet anytime and have financial support for his care.
5

out of 5

POSTED: | BY: Tiffany Grinstead

Nationwide Pet Was Awesome!

My daughter got her dog as an emotional support animal to help her recover from mental illness. Lorde has been the difference maker in her mental health. I work at Nationwide and heard from a peer how having insurance helped them to save their son's dog, something they otherwise might not have been able to afford. I knew that my daughter would need us to do anything we could to keep Lorde with her given how much he had done and continued to do for her mental health. We decided to buy the Pet Insurance through Nationwide to ensure we wouldn't have to say no to going the distance for Lorde's health if the worst happened. When Lorde ate something that made him sick by accident and ended up needing an overnight stay in the hospital Nationwide Pet helped us do what needed to be done to keep him healthy. He's fine now and my daughter still has her best friend to help her with her emotional health. Thanks to Nationwide Pet for making it easier for us to support our daughter and Lorde!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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