Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Heil

Luna’s insurance

Excellent benefits, customer service, and turnaround time.
5

out of 5

POSTED: | BY: Marcia A

Simple & efficient claim process.

Service is always efficient and easy to file. No one on one contact but personnel certainly process claims in a timely manner.
5

out of 5

POSTED: | BY: Thomas Dugan

First Time Pet Insurance

Finally got to the point where pet insurance appears to be a must now with the cost of vet care. The first claim was easy to file, responded to quickly and payout was timely. Very happy as a new client!
5

out of 5

POSTED: | BY: Kristi Sanders

Quick and easy claim filing and reimbursement

Such an easy process to submit a claim using the Vitus vet app. Reimbursement is extremely quick.
5

out of 5

POSTED: | BY: Kimberly

Grateful for Nationwide Pet Insurance!

We have been SO grateful for Nationwide pet insurance. Nationwide has helped cover expenses from routine vet care to emergency hospital visits. It has given us so much peace of mind to know that we can make the best Healthcare decisions for our pet knowing that Nationwide will help cover the cost. Claims are easy to submit, there have been no surprises with what is covered, and reimbursement payments come quickly!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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