Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amy Feldman

This insurance company is great!

This insurance company is very helpful. I get refunds quickly and are always willing to help if I call them.
5

out of 5

POSTED: | BY: Mary Ann

I LOVE NATIONWIDE!

There is no way I could take care of Frankie if it wasn't for Nationwide Insurance. Frankie suffers from allergies and his skin was getting worse. I really believed he was allergic to grass since he loves being outside. But when the vet suggested we do allergy tests on him I almost chocked. Allergy testing on a dog? COME ON! This is getting ridiculous. But he was getting worse and I thought, why not? If Nationwide covers this, I would only have to pay 10%. So I took a chance and they covered it! And I was so happy I did. Frankie is NOT allergic to grass. He is allergic to chicken which he gets ALL THE TIME in his food and cookies. And grain! which I give him rice every day. But there are also mites (three kind) and - are you ready for this? - CORN POLLEN! Corn Pollen! How in the world can you get allergic to corn pollen? But he is. Got to make sure I don't take him anywhere near the corn belt. And there are other things, but these are the worse. So Nationwide I thank you because there was no way I could have afforded paying full price (especially now with Covid) for this test. And also you guys paying 90% for heartworm and flea and tic medications really help. I love Nationwide.
5

out of 5

POSTED: | BY: Socorro Smigo

Easy claims

Very Easy and quick to file a claim.
5

out of 5

POSTED: | BY: Taina Rodriguez

Great service

I’m glad I invested in health insurance nationwide was the best option financially and I don’t have to sacrifice the well being of my puppy. Filing claims are so easy and convenient thank you nationwide for your great service
5

out of 5

POSTED: | BY: Sarah

You guys process claims SO fast! Thank you -thank you-thank you!

Great coverage!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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