Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim

Can it get easier

Ease of submitting claims and timely reimbursement, very happy with my decision to take advantage of pet insurance made available to me. Also follow up emails to see how my pet is doing shows Nationwide cares.
5

out of 5

POSTED: | BY: Sara Hamilton

Great coverage

It has been very easy to use Nationwide Pet Insurance. My pup is older and needs medication, and with recent vet visits it was an expensive few months. But it has been easy and reassuring to have Nationwide insurance for her. Thank you!
5

out of 5

POSTED: | BY: Melessa

Awesome

Nationwide has the best and most affordable pet insurance, which allows me to enjoy my dear pet's final years instead of worrying about her health-care costs.
5

out of 5

POSTED: | BY: William Jones

Ease and quickness of claim settlement

Never have had a problem with Nationwide Insurance. Always have paid claims in a timely manner and very easy to work with. Excellent explanation of claims.
5

out of 5

POSTED: | BY: Becky Longoria

Awesome & quick service

Excellent service and quick review to determine eligible reimbursement.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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