Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: joyce kahn

easy claim processing

Easy claim processing without undue amount of paper work.
5

out of 5

POSTED: | BY: Kamila

Easy and Painless

The claims process was easy and painless, and I received a check shortly after the claim was processed.
5

out of 5

POSTED: | BY: Nichole

Easy to submit claim and quick reimbursement

Very happy so far with coverage, claim and reimbursement.
5

out of 5

POSTED: | BY: Michael McCormick

Great company to do business with!!

Nationwide Pet Insurance is a great company to do business. Quick on payments, and very reasonable on insurance fees!!
5

out of 5

POSTED: | BY: Rhonda Swank

Nationwide is the best thing that we ever did for our dogs!

We never had insurance but we really needed it with our last fur baby. We never realized how much emergency care, X-rays, blood transfusions etc could add up. A year after our little one passed away we rescued 2 new dogs. We signed up with Nationwide and we have never felt safer and been happier with a purchase. Customer service is excellent. I have called multiple times with questions. We have had lots of claims and it is easy to submit them, it is quick to get refunded and everything is so organized and smooth with them. We have used the insurance for all sorts of things from tooth extractions to one of them being hit by a car. The only thing that was ever denied was nail clippings because it is considered grooming even though she has that long blood line in her nails and only the vet will attempt to trim them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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