Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim Sheard

All on-line form makes submitting a claim EVEN easier!

It was always easy to submit a claim--create a pre-filled form on-line, then fax it and the vet's receipt. But now it is EVEN easier to get your payment. Fill out the entire thing on-line, take a picture of the receipt, then all done! And your check comes FAST!
5

out of 5

POSTED: | BY: Martha Fiellin

Surprisingly easy and efficient

My dog had an unexpected injury on her foot, and subsequently, a rather significant vet bill. This was my first experience with submitting a claim to Nationwide, and was not very optimistic that our charges would be covered. Much to my surprise, just two days after submitting our claim, we received a response that minus our deductible, ALL of the rest of the bill would be covered! The reimbursement check arrived shortly thereafter! What a relief!
5

out of 5

POSTED: | BY: Sherri Smith

Thank you

Thank you for checking on Winston he is feeling so much better, I couldn’t have paid with out you so thank you cause I wouldn’t know what to do without him
5

out of 5

POSTED: | BY: Dotty Hartline

Very Satisfied with Nationwide Insurance.

I have used Nationwide Pet insurance to covered my dogs (some no longer with me) for many years and have never been dissatisfied.
5

out of 5

POSTED: | BY: Donna Palmer

Highly recommend Nationwide!

Very happy with this insurance. Turn around time is very quick.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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