Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dotty Hartline

Very Satisfied with Nationwide Insurance.

I have used Nationwide Pet insurance to covered my dogs (some no longer with me) for many years and have never been dissatisfied.
5

out of 5

POSTED: | BY: Donna Palmer

Highly recommend Nationwide!

Very happy with this insurance. Turn around time is very quick.
4

out of 5

POSTED: | BY: Janet

great to have but...

It's expensive if I'm being honest. I have 3 dogs and all are insured. The multiple dog discount is a joke considering the net amount that I pay. And then you have to reach the deductable to receive any money back. And let me say that to meet the deductable you are only credited 90% of each vet bill- so it takes a lot longer to reach then you would think. Overall, Im not sure its worth the benefit of the insurance when I do the math. From an experience perspective, the online form doesn't allow you to write in any comments to the reason for the visit. Which I think is an over sight. The mail in forms were a little better there. It takes about a month to get a check back and if they question something you don't find out until the letter comes which can be over a month from the date that you submitted and then you need to chase down the "why" from your vet and re-submit. Waiting yet another month to receive the money if they approve the why. I find this frustrating. They should email you with the question and have better communication with you. it would speed things up. I do try to make sure my vet gives reason for everything, but I have missed things too. I get that they question things, just frustrated to the length of time and needing to float the vet expense longer. so IDK, I'm on the fence. It's really expensive and it's a lot of work to fill out the paper work- especially if your at the vet every month like I am. I do have some peace of mind that if something horrible happened I can make the choice on what to do that is not driven by finances 100%. But it's really expensive and a lot of work.
5

out of 5

POSTED: | BY: Sam Randolph

Thank you for all that you do to help with the COST it makes a huge difference in the heath of Buddy

They are understanding and helpful best decision i ever made!
5

out of 5

POSTED: | BY: Maryann Mirzabeigi

Excellent service!

My experience has been very positive. Excellent service and prompt response and payment of my claims. Much improved service!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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