Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephanie A.

Really Good Company

Great company! Easy claim submission with fast reimbursement. I’m sure I pay more for premiums than I get in reimbursements, but you can’t put a price on piece of mind should something happen to my pups. So far Nationwide has delivered!
5

out of 5

POSTED: | BY: Jake

Excellent Service

I took my JRT, Kelby, to the vet due to limp and joint stiffness. I filed a claim with Nationwide Pet and within 5 days the claim was processed and paid. Thanks Nationwide.
5

out of 5

POSTED: | BY: Therese

Worth it!

Having pet insurance is worth the money. Submitting and tracking claims is very easy with the website
5

out of 5

POSTED: | BY: Karina K

Thank you peace of mind knowing Luna is taken care of.

Knowing I have NW on my side taking care of & protecting my 2 big treasures... Troy & Luna!!! Priceless Thank you NW!!!
5

out of 5

POSTED: | BY: Juliana Milani

Easy to use

I always had doubts about getting an insurance for our dog, but after he was attacked by a raccoon and we spent a lot in treatment, medication and even surgery, I totally see that it was worth it. Nationwide Pet Insurance was so easy to use, all claim forms short and easy to fill out and the money was automatically sent back to my bank account (after quick set up) in about a week (which I consider a good time window). Highly recommend it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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