Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim P.

After being on the phone for a good 2…

After being on the phone for a good 2 hours,unable to update my billing info, I finally got ahold of Tye,one of your operators that worked me through a VERY difficult attempt to give you this info. Tye was the only one to understand my problem and she helped guide me through this process.
5

out of 5

POSTED: | BY: John

Excellent Service

We have had dog insurance since our dog was born. Seven years in we have never had an issue with Nationwide. Easy filing a claim, usually within a week I get a message that claim has been paid.
4

out of 5

VETERINARIAN: Care First Animal Hospital at Oberlin

POSTED: | BY: Kathy

Pet Insurance

I have used Nationwide Pet Insurance for all three of my mastiffs. I find them affordable, helpful and very quick at processing claims. They also offer wellcare coverage as well as major medical
1

out of 5

POSTED: | BY: Bobby

Eh not surprised

Eh, you get what you pay for. $45 a month for major medical. I knew signing up they had limits per procedure but different areas like CA have higher prices compared to other areas like the Midwest. If you're doing research on pet insurance I'd suggest other companies. Just some references, emergency vet bill 3.5k, paid out 1.1k, MRI 2.9k paid out $300, neuro 6.8k paid out 1.9k. They do pay out fully on prescriptions and wellness care but for emergencies, the policy limits are very low.
5

out of 5

POSTED: | BY: Marissa Szmanda

Thank you!!

Thank you!!! God blessed you! Have a wonderful day!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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