Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy Leiffer

Fastest claim turnaround yet

I've been happy with Nationwide since I started my first policy for my dog Moxie in 2007, later adding on 2 cats and my dog Juno as I adopted them. We had to let Moxie go at the end of 2018, but having insurance allowed us to have an extra year with her as it helped a lot with the cost of very expensive cancer treatments. She had a great last year and peaceful passing and we all needed that. My cat Hedwig was very sick and not doing well on thyroid meds, but is now thriving again after surgery. Juno has had a few minor infections and injuries, including the most recent claim for an infected cyst. I was reimbursed for nearly the entire amount this time--usually I get at least half the cost of a visit back, depending on the policy, pet, and issue. This claim was also very fast: It was direct deposited to me in about 10 days. Insurance isn't cheap, but so worth it for the peace of mind.
1

out of 5

POSTED: | BY: Adam Bryan

Save your money.

I'm not impressed with the insurance product we've purchased. I didn't listen to naysayers that said nearly everything would be excluded and I'm learning the hard way. We're currently shopping for an alternative; if that doesn't get us what we're wanting, we will bank the premiums we're paying now to offset future expense.
5

out of 5

POSTED: | BY: James Peattie

Money well spent!

👍
5

out of 5

POSTED: | BY: Holly Farmer

Awesome!

Great coverage and service.
5

out of 5

POSTED: | BY: Jacki Halford

Best decision I have ever made.

I have had this insurance for my last 2 labs and would NEVER go without it! Everyone I have interacted with is helpful and professional and my claims are always processed quickly and efficiently. The premiums are very reasonable and communication with staff is always pleasant.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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