Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Emily

Best decision I ever made

When I adopted Cooper I wanted him to have the best life. Investing in pet insurance gave me piece of mind just like health insurance for me. Filing a claim is easy and the plan is affordable. I highly recommend Nationwide pet insurance for all pet owners.
5

out of 5

POSTED: | BY: Terri Griffeth

Excellent coverage

We have had a good experience, thus far, with excellent coverage and quick response time for reimbursement. I file claims online and after the first one, it's been super easy and quick! Would highly recommend.
5

out of 5

POSTED: | BY: Janet Tomeo

Cost effective

Quick and easy submission and handling
5

out of 5

POSTED: | BY: Nicole phillips

Always a pleasure speaking to staff

I always have a great experience with staff. Claims are handled quickly and payments are send out timely. Thank you for making this process go smoothly.
5

out of 5

POSTED: | BY: Samantha Bernal

Easy, fast and caring

Very pleased with Nationwide Pet Insurance. It has been so incredibly easy to use the new online claim submission, and even when I did have slight issues I called and it was fixed right away. The repayments are done in a timely and efficient manner. Thank you for helping our dogs get the best care!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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