Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James

Outstanding Service, flawless delivery

Darby had both ACL's repaired this year. I had several large claims and the they were handled quickly and without any extra effort. Nationwide Pet Insurance has consistently supported us and I tell everyone who asks that I highly recommend.
5

out of 5

POSTED: | BY: Elizabeth Connelly

Fast response and easy to submit a claim

Fast response time, easy to submit a claim.
5

out of 5

POSTED: | BY: Stephanie White

Quick and easy claim

I’ve had Nationwide Pet Insurance since I got Ramon. Sooo super easy to use and to submit a claim!
5

out of 5

POSTED: | BY: Gwen

Putting my pet first

My dog Sally has had a rough few months. Her age seems to finally be catching up to her a bit as we have had to treat multiple ailments from incontinence to osteoarthritis and a paralyzed larynx. As a result I have been filing a lot more claims than usual but the system for filing claims is pretty easy to navigate. My claims get processed quickly. There was one claim where additional documentation was needed. The notice only provided a PO Box and a fax number for submitting that documentation. I had to call to find out there was an email option to digitally submit. Even better would have been if I could just upload it directly to the site like the other documents. That small inconvenience aside I love nationwide pet insurance. The customer service people always ask how my dog is doing, are super friendly and easy to work with. My experience has been awesome. Not what I expected from an insurance company. Thanks for not making my dog not feeling well any more painful!!!!!!
5

out of 5

POSTED: | BY: Kristine Shaw

Easy making claims and fast turn around

Fantastic
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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