Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Benjamin Schneider

I’m getting nationwide insurance was the best idea I’ve had in a long time

Nationwide has been amazing with my dog, their coverage has been spot on, words can’t express how much I appreciate their help
5

out of 5

POSTED: | BY: Carina

Prompt

Easy to submit claim, they acknowledge your submission and send explanation of benefits within a few days. You get your reimbursement within 2 weeks or less.
5

out of 5

POSTED: | BY: Terry Benton

Best option for pet insurance!

Claims process is simple and fast. I can do it from my phone in only a couple minutes. Customer service is great as well.
4

out of 5

POSTED: | BY: Nicole Agee

Otitis externa should not be a preexisitng condition.

I was disappointed to find out that you’ve classified Lexi’s otitis externa as a pre-existing condition. While she has had this condition in the past, I feel that this is not a chronic condition with ongoing treatment. And, given the breed, it is known that they are predisposed to ear infections simply due to their anatomy.
5

out of 5

POSTED: | BY: Pamela Gwinn

Good pet insurance

While we appreciate your prompt attention to our claims, we are concerned with the annual cost. The cost goes up substantially every year, threatening to eventually price us out of your coverage. We will check other pet insurance policies once that happens.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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