Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mia Palencar

Confident

I’ve had my Insurance Policy for over 10 years. Luckily my Dog has been Healthy Now that he is older he is having a few issues with is back legs. I had him checked out with MRI and Spinal Tap. Happy to say he does Not need an Operation just a bit of Physical Therapy. Nationwide has Been right there for him and covered his Medical bills as soon as they receive them
5

out of 5

POSTED: | BY: Patricia

Fantastic service and coverage for our dogs

Great service and coverage
4

out of 5

POSTED: | BY: Keri Greenblatt

Good, wish explanations were more clear

Overall, I am happy with Nationwide. The only area I find disappointing is the limits and not clear explanation of coverage. Our dog was in the ER 2 weeks in a row and the 2nd week nothing was covered at all. Even though the week before some items weren't even done. So it is just hard to understand the denial of some areas.
5

out of 5

POSTED: | BY: Monique Roberts

So glad I have you

You make it so easy to file a claim. We don’t have pet insurance on our oldest dog, and she is having man health issues. If I had Nationwide for her, like I do for my puppy, this would be so much less stressful. I will never have another pet without this insurance.
5

out of 5

POSTED: | BY: Melissa

Easy

Fast, easy, and reasonable
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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