Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,539

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Joanne Aponiewicz

my pet insurance apparently was lapsed

my pet insurance apparently was lapsed. Usually they will call but did not this time. My husband took care of this but he died. Instead of listening they just wanted me to get a new policy. I have pet insurance for my other dog and apparently he set that up monthly.
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5

out of 5

POSTED: | BY: Mike

Easy and Communicative

Everything was explained very clearly and I was kept informed as things progressed. The application process was easy. This is my second time getting a pet insurance policy through Nationwide. It was a lifesaver with my last cat when she got sick. I was able to give her two more years of quality because of the policy I had. I’m so pleased with the new options now too!
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5

out of 5

POSTED: | BY: JH

That agent was very helpful

That agent was very helpful
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4

out of 5

POSTED: | BY: customer

I purchased this on May 17,2026

I purchased this on May 17,2026. Only received one email stating that’s its processing on May 18,2026. No further updates .
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2

out of 5

POSTED: | BY: SeeSee Rider

I wouldn't recommend

I wouldn't recommend. They nickel and dime your claims to death, look at any way to raise your monthly premiums and are not compassionate to people with disabilities which includes a TON of pet owners. I'll be canceling them at the 1 year mark as you are penalized and charged back for any claims you had if you don't insure for the 1st year. It's a scam.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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