Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,539

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sol

Great, Effective Pet Insurance!

Getting an Insurance Quote for my 2 bunnies was easy, efficient, and the prices are reasonable! The representative who worked with me was very kind and informed me well about my plan and what it covers.
5

out of 5

POSTED: | BY: customer

Streamlined and easy to use on the…

Streamlined and easy to use on the website as is the same with processing all of my wellness and treatment visits.
5

out of 5

POSTED: | BY: Matt

It was very easy to set up and initiate…

It was very easy to set up and initiate the plan for my pet cat. Plan with more reasonable than I had hoped which I'm truly grateful.
3

out of 5

POSTED: | BY: Kristin Fritz

I recently added a puppy into my…

I recently added a puppy into my insurance. When I called to check why she wasn’t showing up on my current profile they someone had used my daughters name instead of mine. Had to cancel the policy and redo it. Now I have to wait another 4 weeks for my pet to be covered instead of June 1st bc of the way my company adds pet insurance. Extremely frustrating as I don’t have coverage for an additional month. I wanted coverage to begin June 1 like originally planned but the said there was no way since my company only adds at certain times of month. I feel I should have coverage starting June 1 bc it was an error on part of agent.
5

out of 5

POSTED: | BY: KIersten V

Representative was fantastic

Representative was fantastic, explained everything well and made sure I understood what I was purchasing and how it works.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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