Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janine and Ashley

Great customer service!

Kevin R. was the best agent! He was so helpful and explained everything in great detail. He was very patient, responsive and reassuring. He made the process so easy and painless! Excellent customer service! Thank you Nationwide!
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5

out of 5

POSTED: | BY: Marilyn steward

Your quick response to a claim.

Your quick response to a claim.
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2

out of 5

POSTED: | BY: Dawn

7 year old healthy boy kitty

I’ve been a customer for over a year and a half, and my 7-year-old cat has had no health issues during this time. However, I was disappointed to learn that the insurance premium for my cat is now higher than for my new cat. I expected more consistent pricing, especially given my pet’s clean health record. I’d appreciate a lower pricing structure and hope for a fairer approach in the future.
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1

out of 5

POSTED: | BY: Tammison Smith

Dropped with 20 days notice after 5 years

After five years of being a loyal customer I was one of the one millions suddenly dropped for having a five year-old dog. My costs sky rocketed 74% and then I was dropped with less than a month's notice. AVOID THIS COMPANY!
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5

out of 5

POSTED: | BY: William Bilyeu

Representative was very helpful and…

Representative was very helpful and went well beyond what I might have asked about with excellent feedback.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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