Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra Nathanson

Very informative and thorough

Octavia explained everything to me and took time to answer all my questions. She even found an example claim for me to help me understand the coverage. Great customer support! Thank you Octavia!
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5

out of 5

POSTED: | BY: Sophia Estremera

Best Policy

I've had my policy only for about 6 months and so far I'm extremely happy. Ive submitted 2 claims so far with a 2 day turn around on reimbursement. All agents are extremely helpful every time I call. I will probably keep this policy for as long as I'm a pet owner.
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5

out of 5

POSTED: | BY: Rebecca Butner

I asked the customer service department…

I asked the customer service department , Octavia, if I submitted a claim already and she answered my question in less than 5 minutes. She’s excellent, as well as the company in quickness of viewing doctor’s notes, and paid receipts from my vet’s office and returning payment to me. I’ve been with Nationwide for years. Thank you!
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5

out of 5

POSTED: | BY: Bernardo de Marsillac Falcao

My call involved many items and lasted…

My call involved many items and lasted almost two hours. Nennetzy, the agent, was extremely polite and patient. And also very efficient. Congratulations, Nennetzy.
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5

out of 5

POSTED: | BY: Veronica J

I have had such a good experience with Nationwide. They are the best Pet insurance with a wellness rider available. The claims are processed and paid quickly and accurately.

I have had such a good experience with Nationwide. The coverage is the best out there for Pet insurance with a wellness rider.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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