Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: M. J.

I love the customer service

I love the customer service. Jennifer answered all my questions and was very kind. She understood my concern and showed me she cared about my dogs' needs. Because of her, I am happy with my choice of selecting Nationwide for my pups health.
5

out of 5

POSTED: | BY: Mel Lau

Nationwide is by My Side

Nationwide's Pet Insurance coverage is phenomenal. My dogs are covered and always will be. I first learned about them thru work. It was offered as a benefit. And when work decided to change and go with another company I stayed with Nationwide as they have been nothing but great. My oldest at 9 had a bladderstone surgery and thanks to the wonderful coverage and helpful customer service I ended up paying less than $50 when all was said and done. I highly recommend them hands done, no doubt.
5

out of 5

POSTED: | BY: Kelly Zapata

I recently called about my pet claim

I recently called about my pet claim. I was able to speak to Diera and she was super knowledgeable and addressed all my concerns and made me comfortable. I will continue with my nationwide pet insurance because of her amazing assistance. Thank you!
5

out of 5

POSTED: | BY: Lucy

Kiahara did a great job helping me to…

Kiahara did a great job helping me to fill in the correct forms. She was very patient and informative. I am thankful to have the help.
4

out of 5

POSTED: | BY: Joe Lopez

Destinee, Member Care Representative

Nationwide, I've tried to reach out to someone two times and wasn't able to provide me in the right direction. After the final attempt, I came across someone who was knowledgeable and was able to give me the information I needed regarding my cancellation policy. I was glad Destinee was able to get the point and she said not to worry. Give this person a raise or something, she got me out of a headache. Thanks to her!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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