Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,847

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ray

Better than people insurance

After many health issues with our beagle, my wife and I came to the realization that it is much easier to submit and manage claims with Nationwide pet insurance than with our insurance for us. Terms and coverage are straightforward, and the peace of mind we have if anything goes wrong can't be replaced.
5

out of 5

POSTED: | BY: Carol

Both our Goldens have benefitted and the company has been caring and helpful for years.

I had originally used VPI for my Golden who I lost 10 years ago and for the last 10 years, we have have been using the insurance for our two Goldens. There is rarely any waiting on the phone to speak to an agent, my claims are worked on and processed quickly and the agents have always been helpful and concerned about my pets.
5

out of 5

POSTED: | BY: Amy

So happy I have Nationwide Insurance for my dog!

We took insurance out when our dog was 2. So glad that I did! It makes going to the vet an easy choice, knowing that some of the cost will be covered. She has had a few things wrong with her and it's comforting to know that we don't have to think about taking her to the vet. Nationwide is so easy to deal with! Plus, we get back a high percentage of what it costs. If we ever get another pet we will be sure to get Nationwide pet insurance!
5

out of 5

POSTED: | BY: Francesca

Excellent Speedy Service

Fast response rate, ease of claim submission, and quick results. Overall excellent service.
5

out of 5

POSTED: | BY: Milagros

Excellent

One of the best I did, to have pet insurance for my adorable and lovely Sparky. Nationwide is an excellent company, very useful and helpful. Thank you so much for all you did for Sparky and us.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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