Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Wendy

Getting started

New puppy, and new insurance for her - including wellness benefit. First vet appointment went well. She is healthy - just some parasites from her mother. Nationwide took almost one month to process our first claim - I had my last dog insured through Nationwide when it was VPI for 11 years, and my claims were processed quickly and thoroughly. I hope that this can improve in the future.
5

out of 5

POSTED: | BY: Robert

Worked as advertised

The payout for this one claim more than paid for the year's premiums. A good investment that I would urge pet owners to make.
5

out of 5

POSTED: | BY: Robert

Worked as advertised

The payout for this one claim more than paid for the year's premiums. A good investment that I would urge pet owners to make.
5

out of 5

POSTED: | BY: Patricia

Received about half the costs of my dog’s surgery costs reimbursed.

Because my dog was diagnosed with cataracts after age seven, we were able to claim the maximum amount that Nationwide provided. Her surgery was double the amount of the reimbursement, but it was definitely better than nothing. I’m glad we have pet insurance.
5

out of 5

POSTED: | BY: Patrícia

Great coverage and service!!

I was surprised when I saw that my claim was going to be covered 100%, what a great policy!!! Thank God my dog is ok and no further treatments are needed. Is such a relief having this coverage!!! Great service too and fast reimbursement.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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