Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Lisa

claims are taking so much longer to pay

I would rate more paws because I am happy with the coverage, however the last couple claims (simple claims, for vaccinations etc) are taking way longer to approve and get notice of payment to be made.
5

out of 5

POSTED: | BY: Richard

I feel secure knowing we have coverage in the event of a serious illness or accident.

The process of filing a claim is very simple and reliable.
5

out of 5

POSTED: | BY: Angel

Great Experience!

Had my first experience with Nationwide after one of my Beagles was bitten by a poisones snake. Fortunately, I was able to get him to the emergency vet in time and he's back to his normal self now. The bill for his treatment was about $2400. The process for getting my claim completed and my reimbursement was both simple and quick. A+ for Nationwide!
5

out of 5

POSTED: | BY: William

Processed quickly

My claim was processed quickly.
5

out of 5

POSTED: | BY: Kasey

checking up on my pet

Love that you all take the time to follow up and check in with my pet after her surgery. I’ve had Nationwide for 4 years since We got Bear as a puppy and have love it. Now have my mom and our son and his wife have Nationwide insurance for their pets. Highly recommend!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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