Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorna

Very good investment

I researched insurance companies, and selected Nationwide. The options you are able to choose will determine the cost AND the amount you receive back on your claim. I like the choices.
5

out of 5

POSTED: | BY: Kris

So happy!

My puppy was stung by a bee & had an Anaphylactic reaction. We had to rush her to the ER, the cost was over $800 for this trip, then she had to go back in for secondary pneumonia due to aspiration of her vomiting from the anaphylactic reaction. She had almost died. She was in the hospital for 4 days, now add another $4000 to the bill. Our Nationwide insurance started the day before this incident, Nationwide paid all but the $250 deductible & our 10% co-pay. Thank you Nationwide!
5

out of 5

POSTED: | BY: James

Have always been 100% satisfied with Nationwide Pet Insurance.....the best!

I switched from another pet insurance company to Nationwide and it was the best decision as I could not be happier.
5

out of 5

POSTED: | BY: Beverly

Excellent Service

Nationwide has been so easy to work with. My claims have been paid in a timely manner and there was no hassle at all. I highly recommend Nationwide Pet Insurance.
4

out of 5

POSTED: | BY: John

Good coverage. Cumbersome reimbursement process through Chase Bank.

So far we are happy with the coverage on our 6 month old puppy. But the cumbersome multi-step process via Chase Bank could be more user friendly

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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