Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

Ka'Shawn was extremely personable and helpful! It's people like Ka'Shawn that make the world go round in a great way!

Thank you Ka'Shawn!
5

out of 5

POSTED: | BY: Pat

Great service

Claim was processed in a timely manner and reimbursement received in acceptable time period. Thanks for prompt service!
5

out of 5

POSTED: | BY: Colleen

The next best thing since slice bread

I couldn't be more pleased. I have had four wolfhounds including Emma. The vet bills are huge!! This policy saved me hundreds and paid for itself in two visits for the whole year! Now, I only pay 10% of the cost for everything. Emma got her looonnnng tail caught in the car door and had about a 2 inch avulsion at the end of her tail. And as wolfies have happy tail, it was like a CSI crime scene from the wagging. It is taking a while, three weeks, to heal, but it had to be wrapped. I have an amazing vet, but we have had to go back every three days to get it checked. I am so happy that I purchased this insurance. I researched a bunch of companies and this is truly the best of the best.
5

out of 5

POSTED: | BY: Danielle

They Paid 90% of our claims minus our deductible

My goldendoodle boy had a SBO recently and after surgery and a total bill of over $1200 Nationwide upheld their end of our policy. The claim filling process was easy and true to their word they reimbursed the entire 90% minus our deductible. I would highly recommend this insurance to anyone with a new puppy. We have the whole pet and wellness and it’s well worth it!
4

out of 5

POSTED: | BY: Allison

Great people, slow process

As with any company, the larger it becomes, the slower it becomes. When I would previously file a claim (i've been a customer for seven years) I would have my money in a week and a half, and that was when I was receiving paper checks. Now I am signed up for electronic payments, but it's taking almost the full thirty days to be processed. Given that amount and volume of my claims, that creates a real hardship for me, especially as I am unemployed. Having said that, the people are really friendly and helpful. I've been trying to get my dogs to have the same coverage, and I keep missing the deadline, but everyone is really kind and helpful in answering all my questions. Sames goes for explaining the reimbursement of my claims. i always have a million and one questions, and i've never had someone who wasn't well informed about the processes and able to explain them to me!! Please just process the claim quicker!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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