Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,470

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JAMES

Outstanding Service

I have now used Nationwide Pet Insurance for the last three months and the service has been great. We have submitted multiple claims since we have two puppies and they required multiple shots and checkups at this early age, plus had them spayed and neutered. Submitting claims was very easy and fast. The only thing that does not earn the 10 rating is the length of time to process. But that is the only thing. Glad we purchased this affordable insurance for our dogs. Thank you Nationwide for offering this service.
5

out of 5

POSTED: | BY: Sharon

Thank you for standing by Stella and myself when she was so very ill th

I am so grateful to Nationwide Pet insurance. I have 2 boxers I am 100% commission and had a vet bill over $1,000.00. I did not have to borrow money or worry about what vet options I could afford and which options I might have to forego. 90% reimbursement and they actually reached out to follow up on how Stella was faring after her illness. I would never use another Pet insurer Nationwide is #1
4

out of 5

POSTED: | BY: Shirley

Helpful when the problem is serious.

Holly is young, with no big issues,and anew type of policy...so I am still not sure how it will pay later. My problem is the up front money before payment.
5

out of 5

POSTED: | BY: Tina

Well worth the money

I am so happy that I purchased this insurance. Nationwide has been great at processing claims and helping me answer questions when needed.
5

out of 5

POSTED: | BY: andrew

So far Sadie has been making a great comeback.

We took her in for a non-life threatening surgery to remove a tumor of some kind from her back hip. The operation went fine but 3 days later it got infected and started to leak some gross stuff. We had to rush her to an emergency vet Satuday evening. That vet cleaned it out and bandaged it and gave us another type of anti biotic to give her for the next two weeks. It began to work immediately. By 2 weeks the tumor is practically gone. We have been cautioned to check the area every now then for any lumps. We, now, will use this vet for non energency visits in addition to our regular vet.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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