Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Meghan

Better than I expected!!

When I submitted my forms I expected to get a response like many other insurers give- lots of excuses for NOT covering certain things. Nationwide alerted me when they received my forms (I sent by mail) and let me know it could take up to 30 days to review, which was VERY nice! No worrying about what was happening. They also alerted me when they were finished reviewing & how much they were going to reimburse me. The reimbursement amount was fantastic, & NO excuses about not covering medical related charges! I've had this insurance for ~4 years & often wondered if it was worth it. This is the first time I've had to use it & was ready to cancel if the reimbursement was minimal or the company made things tough. But this experience has proven that it is worth the money. I feel more secure about any vet bills we may have in the future- I hope the experience is just as good as this one. Thanks Nationwide!
5

out of 5

POSTED: | BY: Maureen

Great preventative care

After switching from a different carrier, I am very pleased with Nationwide. The ability to cover The majority of preventative and health maintenance costs - flea/tick, heartworm, gland expression, teeth cleaning - is a major advantage.
5

out of 5

POSTED: | BY: Stephen

Claims are quick and easy

Claims are usually complete within a few weeks. I wish medications could be included as well as prescription food.
5

out of 5

POSTED: | BY: Eileen

Unfortunately I have a puppy with unforeseen medical problems and Nationwide has been wonderful about paying the claims.medical

Would never have predicted I would need insurance, but bought Nationwide on recommendation of my sister. This puppy has had a variety of problems from allergies to incontinence etc etc and has required expensive workups and Nationwide has never questioned payment!
5

out of 5

POSTED: | BY: Christine

Timely communication and friendly representatives when you need help

Reliable customer service and support.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review