Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christy

Best decision I have ever made for my pup!

Nationwide pet insurance has been the best decision I made for my pup and myself. Recently we had a had a scare with Lulu’s kidneys. The vet bills added up so quickly and had it not been for Nationwide I do not think Lulu would have gotten the care she needed to get better. It is scary enough when a pet gets sick, and then the vet bills on top of that. Lulu is happy and healthy again with no lasting damage to her kidneys and really that is all thanks to Nationwide. Because I knew they had our backs I did not hesitate or delay care but did what needed to be done for Lulu. Thank you thank you thank you!!
5

out of 5

POSTED: | BY: Lissa

Nationwide pet insurance is a MUST for pet owners.

This company has the most professional and courteous staff. Filing claims are easy and the reimbursement process is quick. Having this insurance is the smartest thing to do for your pet. We will never go without it again.
5

out of 5

POSTED: | BY: Josh

Greatest thing since sliced bread.

I was made fun of for getting insurance on my cat. And then one day the unthinkable happened, my little guy was hit by a car. He was seen by multiple vets for this and his policy reimbursement after deductible was quick and painless. Thank you nationwide.
5

out of 5

POSTED: | BY: Carl

Very happy with the service.

The claims service has been great. Prompt in payment. Wonderful company.
5

out of 5

POSTED: | BY: Tasha

Glad I have this insurance.

Though I had to pay out of pocket up front at the vet, the reimbursement from Nationwide helped out in paying off most of my debt. I'm glad I have this insurance because I would be in much deeper debt if I didn't.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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