Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,483

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mallorie

Happy with service

Happy with service so far
5

out of 5

POSTED: | BY: Kenneth

Seamless

Submitting my claims have been a seamless experience using the app and I have always had clear EOBs explaining my reimbursement.
5

out of 5

POSTED: | BY: Erika

Great service!

The service for indiana’s Claims has been awesome and incredibly responsive. Additionally, the vet help line has put our mind at ease on a few occasions.
5

out of 5

POSTED: | BY: Katherine

Emergency Vet Visit

I am a new dog-mom and recently had a scare with my French Bulldog puppy. He had bitten into an iris outside and hours later showed signs of toxicity. This resulted in a very expensive overnight trip to the emergency vet. Thanks to this pet insurance, I was reimbursed for around 2/3 of the cost I paid out of pocket! It is comforting to be able to have the peace of mind to know the full financial burden won't be on you during a scary time like this.
5

out of 5

POSTED: | BY: jeanette

Great pet insurance

Nationwide makes it easy to file a claim on your smartphone and the money is directly deposited into your bank account. Great service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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