Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Fynch is happy, so I'm happy!!

After researching other pet insurance companies, I found Nationwide to be the easiest and best for my pet's needs. Sending in a claim is very easy with VitusVet. But I must say, every time I called and talked to a Nationwide rep., I was always satisfied with all questions smartly answered. And the web site is easy to maneuver. When my girl Violet died, their sincerity was appreciated.
5

out of 5

POSTED: | BY: Sandi

Happy Paws

Very smooth initial submission of claim and nice to get that check back from Nationwide for roughly 80% of the vet charge. Thank You Nationwide
5

out of 5

POSTED: | BY: Michelle

Hassle-free claims

I’ve been a customer since 2011. I’ve seen positive changes since VPI became Nationwide Pet Insurance. Now I have the Whole Pet with Wellness Plan for both of my cats. I love that I can submit claims via the VitusVet app, with a pic of vet bills. Most importantly, this plan allows me to focus on my pets’ wellness when considering making appointments for needed procedures, rather than delaying because of pocketbook considerations. The process of getting reimbursed is speedy. Thanks, Nationwide!
5

out of 5

POSTED: | BY: Richard

Claim handled very quickly and payment received in a timely manner.

We have been very pleased with Nationwide Pet Insurance. The fee is reasonable and the service has been outstanding.
4

out of 5

POSTED: | BY: Anthony

Reimbursements could be a lot faster

This is a great service. I will use the direct deposit option going forward

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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