Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Neo

Overall not bad

Overall I am ok with his policy. I have only used its 2x since I have had it. I only wish I was able to combine with another dog and get a lower rate
5

out of 5

POSTED: | BY: Betty

Glad I stayed with you

Charlie recently had a little problem acting very dizzy and out of sorts. I rushed him to the Dr. where they kept him for about 3 hours doing a lot of test and X-rays. They put him on an anabiotic and sent him home. His bill came to about $400. Nationwide paid back 90% no questions asked. I had considered cutting his plan after all the puppy stuff was done but am so glad I didn't. They're easy to work with and quick on paying claims.
4

out of 5

POSTED: | BY: Jennifer

For the most part I am satisfied

Claims are easy to file and have been paid promptly. Neuter was not covered on my policy when I thought it was ouch that hurt the pocket book. Other than that for the most part I am satisfied
5

out of 5

POSTED: | BY: Joe

Prompt service on claims

Overall I am pleased with service. I like that I have the ability to submit claims from an app and overall claims are done in a prompt manner. The only complaint I would have is when first claim was put in, you have to give all medial information from various places. It would have been nice to know up front that this was needed.
5

out of 5

POSTED: | BY: Bill

Great Coverage; Great Service; Fair Rates

We became Nationwide clients about a year ago, through the benefits group of my employer. Because our pets are different ages and species, we ended up with four policies (five later) at three different rates and with different coverages. ALL claims have been handled promptly, with a clear explanation of what was and was not paid. Great company with great coverage; great service; fair rates.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review