Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Stacy

I was worried after reading reviews but pleasantly surprised

Easy claim submission using app. Paid 90% of claim (after deductible) as advertised. Took approximately 3 weeks to get reimbursed which is stated on their website. Direct deposit into my checking account was convenient. I have read horrible reviews and was worried there would be an issue but so far so good. Only criticism thus far would be that it would be nice for claims (especially mine which was > 3K) to be paid more quickly...
5

out of 5

POSTED: | BY: Corey

Great

Very satisfied with this insurance
5

out of 5

POSTED: | BY: Barry

The best pet insurance plan out there!

We tried another popular insurance plan but Nationwide has the best rates and coverage. Never a problem with our claims and they have been very responsive to any issues that popped up. Just signed up our new puppy so he'll be covered in the future, too!
5

out of 5

POSTED: | BY: Cynthia

Claim covered

Nationwide paid for all expenses involved in spay surgery at my veterinary.
5

out of 5

POSTED: | BY: Ute

GOOD

Always great service!!!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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