5
out of 5
POSTED: | BY: Lynne
BOOKKEEPER
Extremely easy to file a claim and payment is very prompt.
4.8
out of 5
Number of reviews 24,771
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: SARAH
Above expectations
Great coverage, higher than expected reimbursement. Puts my mind at ease knowing that my babies are covered at a reasonable price. Thanks
5
out of 5
POSTED: | BY: James
They pay claims w/o bullshit
I have a policy with a high deductible that was met earlier this year and since then they have paid a number of claims w/o any second guessing. Actually, these claims have paid for 6 years of premiums this year.
5
out of 5
POSTED: | BY: Beth
Glad I got my babies covered
Having insurance takes the worry out of how we pay for a procedure. One of ours had 2 ACL surgeries within a year without the insurance it would have been a stretch for us.
The claim process is easy, they let you know the claim is received and processing.
It would be nice if the premiums were lower.
4
out of 5
POSTED: | BY: Christine
Pricey but Best coverage around!
The price is a little high, but it’s the only pet insurance that offers a wellness and illness/major medical all in one plan. They are usually pretty fast in processing claims, but it is kind of a hassle to get paid by direct deposit because they go through a third party banking system. However, once you are notified that the claim reimbursement has been authorized, and you approve their bank to make a deposit to your account, it only takes a day or so depending on your bank.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.