Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,483

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steve

Great, prompt claim service!

We recently made 2 claims in a row for our 8 year old Yorkie under the major medical coverage. Filling out the one page claim form was a breeze and turn around on the claim with payment, less the deductible, was very prompt. Great service!
5

out of 5

POSTED: | BY: Sherri

Nationwide pet insurance is affordable and so easy to use

The monthly premium are very reasonable and the policy is easy to understand. The claims submission process is extremely quick and easy. I love the auto claims payment option as well. I've had 2 policies for 2 years now and am more than happy with Nationwide.
5

out of 5

POSTED: | BY: Michael

Nationwide is a great fit for our now healthy English Bully!

Our Stella is family to us. She is an English Bulldog and at times may need more vet visits than the average dog due to her breed. Nationwide is always there for us and I am usually very confident they will cover some or all of our visit (once the deductible is met). We love Nationwide and have already referred multiple coworkers and friends.
5

out of 5

POSTED: | BY: Jesse

Best Insurance a pet owner needs

Nationwide Pet Insurance gave us the capability of saving our pets and maintain their health!
4

out of 5

POSTED: | BY: Lauren

Great Customer Service - but need to improve reimbursement processing time

Hello, First, I must say that everyone I have spoken with at Nationwide has been amazing, friendly, and very customer service oriented. So the people side is awesome. However, waiting almost a month for reimbursement is way too long. Processing time for reimbursements needs to be improved. I receive personal Flex Spending reimbursements within a week. I'd imagine this should be possible, two weeks top, for this type of reimbursement. I'd encourage you to improve this metric. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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