Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ben

Great Coverage! Simple claim filing!

Without this company we couldn’t have kept Henry. He has Allergies and it took us 18 months to finally get him on an effective lifelong plan that lets him enjoy his life....We are so grateful for Nationwide!
5

out of 5

POSTED: | BY: Dotty

Thank you

I appreciate having both my dogs...Sampson and Hamlet...covered by Nationwide. I have referred quite a few dog owners. Thank you for your concern.
5

out of 5

POSTED: | BY: Juvy

Fast and Efficient

Very easy process. Response and update are so quick. Faxed the paperworks needed which is not much and the next day received an update already. Reimbursement explanation was so detailed and easy to understand. And of course the check came so quick too!
5

out of 5

POSTED: | BY: Seymour

Nationwide is on your side

Great service and quick response to a submitted claim. My Frenchy and I can’t thank you enough.
5

out of 5

POSTED: | BY: Virginia

A big help when really needed.

As a senior on limited income, it means a lot to be reimbursed. Joey has been a healthy cat since I got him as a baby almost eight years ago. Unfortunately his teeth were very badly decayed. Most of the procedures were covered by insurance. It means the difference between being able to do something for fun and scrimping. He was an abandoned kitten and has NEVER been sick. I have two others who have made up for it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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