Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelsea

Everything about sending the claim has been easy, smooth and worry free.

After my puppy came down with a horrible virus I was happy I got them on pet insurance. Everything about submitting the claim on the Vitapet app checking the status, contacting a representative and being reimbursed has been worry free and easy. The last thing I needed was to worry about dealing with an insurance company after night of no sleep and stress. Thank you Nationwide for providing great care for the pets!
5

out of 5

POSTED: | BY: Jill

Peace of mind knowing my dog is covered.

I have peace of mind knowing my Sadie is covered. Nationwide has provided fast and efficient service. Claims are always processed and paid quickly. Nationwide is definitely on our side. Thank you!
5

out of 5

POSTED: | BY: Jan

Very happy with your service

Very helpful, Good insurance to have.
4

out of 5

POSTED: | BY: Mindy

Slow pay

I am happy with Molly’s policy but they wouldn’t offer me the same policy for my new puppy. Also, I feel like the reimbursement is too long.
5

out of 5

POSTED: | BY: Patrick

Money well spent

Having a pet can be expensive and worrisome when it comes to veterinary care. This insurance allows me peace of mind to enjoy my puppy and know she is going to be well taken care of. I look forward to renewing my policy
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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