Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bart

Nationwide is on your pet's side....

Poor gal, Maggie Mae has had a ruff couple of months, first her corneal abrasion and then an impacted anal gland. Thanks to the treatment she received at the East Valley Emergency Pet Clinic and then Village Animal Hospital Maggie quickly recovered and is back to her old self. Our pet's are family members, Nationwide pet insurance has been a huge help keeping them healthy and happy... Thanks Nationwide...
5

out of 5

POSTED: | BY: Tim

Love your pets, be their best friend!

My vet is the reason I have your coverage. The coverage has allowed me to have peace of mind and has saved my "Ginger's" teeth and health! Don't wait, get coverage now and I highly recommend Nationwide!
5

out of 5

POSTED: | BY: Michelle

Thumbs up!

It's been a positive experience having nationwide for my dog!
5

out of 5

POSTED: | BY: melinda

great customer service, response time and ease of use

I love this policy, it actually does what it says. covers my dog and is easy to use and understand. I have been thrilled with coverage and service to keep my little Pepe healthy and happy.
5

out of 5

POSTED: | BY: Deborah

Did not pay claim as we felt it should

Re: Claim # 201805314129 Quite honestly, we have been very frustrated with dealing with claim# 201805314129 in the amount of $573.50. Our dog, Star, was very ill for almost 2 weeks. We took her to our regular Vet once we realized her cough, nasal congestion, loss of appetite, lethargy and diarrhea were not improving despite our best efforts. We do not run to the Vet the second an illness appears. We give it a chance to resolve itself. We were prescribed antibiotics and cough medicine by our Vet. After days, Stars symptoms got worse. It was a weekend and we found ourselves at the Blue Pearl as an emergency. Star was having difficulty breathing and her eyes were droopy, had a fever and eye discharge along with all of the other symptoms listed above. The ER Vets were concerned with her presentation and suggested that they give her Sub-Q I.V. We did that and they also wanted to run a whole array of tests. At this point, we didn't have a lot of money to spend. This is dog #2 in our home with the same symptoms. We had at this point spend nearly $1200 in a week and a half between our dogs on vet bills. We asked the Vet to tell us which tests were most vital for the health of Star. They told us what we needed to do to rule out some serious illnesses based on presentation. We did what the Vet at Blue Pearl said. This illness lasted 2 weeks. Star took almost 4 weeks to bounce back from this illness. We sent in all paperwork given to us by Blue Pearl. Nationwide diagnosed Star as having Laryingitis because the paperwork only provided symptoms and treatment. As a result, only reimbursed us $81.33. Absolutely not what was going on. Star did not just have Laryingitis. I contacted Blue Pearl to ask for their help. They forwarded everything they have to Nationwide regarding this illness. They told me on the phone that this was not a correct diagnosis given by Nationwide. Blue Pearl also said not everything is gven a diagnosis. Blue Pearl was so concerned that they suggested we hospitalize Star if she didn't improve by the next day. I really need this claim to be paid or we will have to find another insurance company. This was a very sick dog!! We minimalized our bills as much as possible. We only did what the Vet said we had to based on what was going on. As of now, I am waiting to hear Nationwide respond to the additional paperwork Blue Pearl sent. Deborah Frankel debfox123@verizon.net

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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