Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Lexa

It is offensive when you write "glad we could help out with the cost of the visit", as I am paying premium rates for coverage.

The insurance is good and the reimbursement payments are timely. However, emails sent are highly offensive. My dog needed a flu vaccine because there was a flu epidemic in our area. I did not appreciate a follow up email hinting that she was not well. I also take offense at the idea that the insurance is "helping out". Wording is insensitive. I am paying for that "help" . Please be more mindful in future communications .
5

out of 5

POSTED: | BY: Sharon

Tease's care

I am extremely pleased with the responsiveness of Nationwide Pet Insurance. As per requests, I have submitted detailed invoices from Vet along with the vet's notes with regards to Tease. Within a month, I have received reimbursement. I couldn't be happier with Nationwide! I have sung your praises to friends.
5

out of 5

POSTED: | BY: Aleta

Excellent service! I always recommend this company to anyone who asks about pet insurance.

Excellent service! I always recommend this company to anyone who asks about pet insurance.
5

out of 5

POSTED: | BY: Claudia

timely response for claim review, good details included

I really appreciate the consistency with claim review timing. It's good to know we can rely on getting a refund within a few weeks each time! These little guys and gals can be expensive!
5

out of 5

POSTED: | BY: Christy

Awesome

Okiver was not ill. He went for his annual check up and vaccines. I appreciate you checking on him.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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