Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa

Nationwide is an absolute BLESSING!

I wish I had known about this company YEARS ago. I have nothing but the absolute best things to say about them. I highly recommend them to anyone with a cat or dog.
5

out of 5

POSTED: | BY: Susan

Insurance gave me options to pursue all options

I will never quit the insurance. I don’t know how I could have dealt with her cancer and then her bilateral Boxer Eye. She was in a cone for 5 months. It was heartbreaking and scary. You guys made it bearable, my stress was decreased by having the security of pet insurance
5

out of 5

POSTED: | BY: Jean-Marie

ClaimsProcess

The process for submitting a claim and obtaining the payment is very efficient and easy.
2

out of 5

POSTED: | BY: Anthony

too many restrictions on pre-existing ailments

I would like a time table with an expiring clause for pre-existing conditions. No dog can continue to thrive without treatment for conditions that they were born with.
5

out of 5

POSTED: | BY: Tony

Nationowide Insuarance puts my mind at ease knowing that "Nationwide" is in my side if I need them.

The type coverage Nationwide's medical protection is second to none to meet my pets needs, The on line ability to process a claim and automatically deposit to my checking account is effortless. Also, in the event you need to call the Contact Center, the staff are professional, courteous and knowledgeable.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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