Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

Great

They're the best prompt professional service. Just today I gave glowing reviews about Nationwide. I have also referred a coworker who just bought a puppie.
5

out of 5

POSTED: | BY: Julie

Very pleased with the ease of filing and checking the status of my claim.

Have been with you for years. However, this is the first time I chose your routine wellness care plan. Couldn’t be happier -
5

out of 5

POSTED: | BY: Vanessa

Excellent benefits & service

Our family purchased pet insurance when we got our Aussie, and found out about Nationwide Pet Insurance through my work. While the yearly benefits have been a great addition (refunds on heartworm/flea/tick medication, nail trimmings, etc), we ended up needing to use the insurance for a more serious reason. At 1.5 years old, we discovered that our Aussie has allergies - all of the tests, medications, and check-ups have been almost fully reimbursed after meeting our deductible. Without the reimbursements, we would have spent thousands already (and she's only 2) without the support of our insurance. The app is SO easy to use to submit for reimbursement, and we receive it via direct deposit within 3-4 weeks. Additionally, we have used the vet-help chat feature which helped inform us on what types of questions to ask our veterinarian during visits. The monthly cost is extremely reasonable compared to how much we have benefited from this product!
5

out of 5

POSTED: | BY: Lanie

The best insurance on every level in every way!

In every category - scope of coverage, price, customer service, efficiency and ease pf service, good will, user-friendliness, the very best insurance available!
5

out of 5

POSTED: | BY: Paul

great company,great service

great service great company,greatvalue

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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