Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth

What made my experience great was that…

What made my experience great was that the sweet person I talked with was able to help me. I wasn't quite sure how the pet insurance work so she was able to help me understand all the questions I had to help me choose a insurance plan for my pup and at a reasonable price. She was patient soft spoken and I appreciate that very much. Thank you
5

out of 5

POSTED: | BY: customer

Easy to sign up

Easy to sign up and support staff are very knowledgeable. 3rd pet with them!
1

out of 5

POSTED: | BY: James Miyasa

It is very disappointing that #1 I was…

It is very disappointing that #1 I was a loyal customer with Nationwide pet insurance and told many per owners about it to sign up for there top insurance plan for over 10+ years which was a bit pricey but it had great coverage. I hardly used it but for a piece of mind I had it. Fast forward to this year when I actually need it for my dog, I tell the vet to do whatever you need to to keep my dog alive and I check my pet insurance plan and my insurance says it is valid to 2026, but then it says inactive. So I was confused because I had it on auto pay for years now ok my same credit card. First they changed my policy without me knowing to 50% coverage instead of 90% coverage which I had for over 10 years and second they are blaming me for changing my payment method and it didn't go through because of a glitch. Now they are making me back pay and not covering what I signed up for because they said it changed. BUT when did I change it?! And I have auto pay for the top insurance plan for my dogs. Now in stuck with a $11k vet bill that isn't going to be covered as what supposed to when I signed up for this plan 13 years ago. Had I know they would of done this without me knowing they scammed me for the last 10+ years and now when I need it the coverage is so bad. I should of gone to a different pet insurance plan. Now I'm financially hurting after investing so much money into this insurance policy for my dogs. The agent cares about just collecting my back pay when it was there mistake. And doesn't even care about my suffering dog . Then I asked her to transfer me to a supervisor or someone to talk about this and she transfer me to some telemarketing number that is asking me about Medicare and my age?! This is really unfortunate I paid thousands of dollars for insurance from all of my pets and when I need it the most they don't cover much. I should of done what my other friends done. I'm waiting for someone to contact me. This is just not right.
5

out of 5

POSTED: | BY: Jenny

Highly Recommend

Easy, understandable, great coverage

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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